The Bank collects contributions to NHF based mainly on statutory deductions and remittances of 2.5% of monthly incomes of Nigerian workers earning N3,000 per Annum.

The mobilization of the contributions is facilitated by the outreach structure made up of 8 Zonal Offices and 39 State and District Offices including Federal Capital Territory (FCT, Abuja), whose functions are to register contributors and collect contributions.